How to Find Your IFSC Code in Top Banking Apps

Your cheque book is buried in a drawer somewhere. Your passbook has not been updated in eight months. You are standing at a cash deposit machine with a timed transaction screen, and you need your branch's IFSC code in the next thirty seconds.

This is the scenario that India's 750 million smartphone banking users face constantly. The good news: every major Indian bank embeds your IFSC code inside their mobile app and net banking portal. The frustrating part is that no two banks put it in exactly the same place.

This is a precise, menu-level guide — no vague instructions, no filler. We have mapped the exact navigation path in each app so you can get to your IFSC code in under a minute.

State Bank of India

How to Check IFSC Code in SBI YONO App

YONO (You Only Need One) is SBI's flagship super-app, available on Android and iOS. As of 2026, it serves over 50 million active users and consolidates banking, investments, and insurance into a single interface.

Steps to find your IFSC code in YONO SBI:

Open YONO SBI and authenticate using your MPIN or fingerprint/Face ID.
On the home screen, locate the "My Accounts" section — this displays a horizontal scroll-card for each of your linked accounts (savings, current, OD).
Tap the account card whose IFSC you need. This opens the Account Overview screen.
Tap "View Account Details" (sometimes labelled as the ⓘ icon in the top-right corner of the card).
The full branch details panel opens. Your IFSC code is displayed prominently alongside your branch name, address, and MICR code.
Tap the copy icon next to the IFSC code to copy it directly to your clipboard.

Alternative via SBI Net Banking (onlinesbi.sbi):

Log in → My Accounts & Profile → Account Summary → Click your account number → Scroll to Branch Details section.
The IFSC appears next to "IFSC Code:" with a format like SBIN0XXXXXX.

Quick tip: If you use multiple SBI accounts across branches — for instance, a home branch in Lucknow and a PPF account serviced from a Delhi branch — each account card will show a different IFSC. Ensure you tap the specific account you need the IFSC for.

HDFC Bank

Where to Find IFSC Code in HDFC Netbanking

HDFC Bank's net banking portal at netbanking.hdfcbank.com is one of the most feature-complete banking portals in India, used by over 90 million account holders.

Steps to find your IFSC code via HDFC Net Banking:

Log into netbanking.hdfcbank.com using your Customer ID and IPIN.
From the top navigation bar, hover over "Accounts" and select "Account Summary" from the dropdown.
Your savings and current accounts are listed as cards. Click the account number (rendered as a hyperlink in blue) for the account whose branch you need.
The Account Details page opens. Scroll down to the "Branch Details" section — this contains your IFSC code, MICR code, and full branch address.

Steps to find your IFSC code via HDFC Mobile Banking App:

Open the HDFC Bank Mobile Banking app and log in with your Customer ID and password or biometric.
On the home dashboard, tap your account thumbnail (top section of the app).
Tap "Account Details" or the three-dot menu (⋮) on the account card.
Select "View Account Details." Your IFSC code appears in the branch information block beneath the account number.

Practical note for HDFC users: HDFC Bank maintains separate IFSC codes for each physical branch. If you opened your account in Andheri West, Mumbai and later moved to Bengaluru without updating your home branch, your IFSC will still reflect the Andheri West branch. This matters when a sender tries to add you as a beneficiary — ensure you give the IFSC of the branch where your account is registered, not your current location.

ICICI Bank

ICICI Bank operates two primary digital platforms: the iMobile Pay mobile app (240 million+ downloads) and the desktop portal at icicibank.com. The navigation differs slightly between them, so we cover both.

How to Check IFSC Code in ICICI Mobile App

Steps via iMobile Pay:

Launch iMobile Pay and authenticate with your 4-digit MPIN or biometric login.
From the home screen, tap "Accounts & Deposits" in the bottom navigation or home grid.
Select your savings or current account from the list.
Tap "Account Details" at the top of the account overview screen.
Scroll to the "Branch Information" subsection. Your IFSC code is displayed on the second line beneath the branch name.
Tap the IFSC code to copy it instantly — iMobile Pay copies it to clipboard with a haptic confirmation.

How to Check IFSC Code in ICICI Net Banking

Steps via ICICI Net Banking portal:

Log into icicibank.com → Click "Login" → Select "Net Banking".
Enter your User ID and Password, then complete the OTP verification.
From the left navigation panel, click "My Accounts."
Click on your account number in the accounts list.
The account profile page opens. Navigate to the "Branch Details" tab or scroll to the section labelled "Home Branch IFSC."
Your IFSC is shown in the format ICIC0XXXXXX. Use the copy button to the right of the code.

How to Get IFSC Code of ICICI Bank Without Logging In:

If you do not have internet banking access yet, there are two additional options:

Call ICICI Bank's 24×7 customer care at 1800-1080 (toll-free). After completing identity verification (Customer ID + registered mobile OTP), the representative can provide your home branch IFSC over the phone in under two minutes.
The first page of your ICICI Bank passbook carries the branch name, address, and IFSC code — check it if you have the physical passbook available.

Axis Bank

How to Check IFSC Code in Axis Bank App

Axis Bank's mobile banking is available through the Axis Mobile app, one of India's highest-rated banking apps with a 4.5+ rating on both the Google Play Store and App Store.

Steps via Axis Mobile app:

Open Axis Mobile and log in with your MPIN, fingerprint, or Face ID.
On the home screen, tap "Accounts" from the bottom navigation tab bar.
Your linked accounts appear as cards. Tap the savings or current account card.
Tap "Account Details" (or the info icon in the card header).
The branch details page shows your account number, home branch address, IFSC code, and MICR code.
Long-press the IFSC code to copy it, or tap the share icon to send it via WhatsApp or email directly.

Steps via Axis Bank Net Banking (netbanking.axisbank.com):

Log in → Accounts → Account Overview → Click your account number → Branch Details section at the bottom of the page.

Kotak Mahindra Bank

How to Find IFSC Code in Kotak App

Kotak Mahindra Bank's app — simply called Kotak Mobile Banking — is the consumer-facing app for retail customers. It is distinct from the 811 app (for Kotak 811 digital accounts).

Steps via Kotak Mobile Banking app:

Open Kotak Mobile Banking and log in using your CRN (Customer Relationship Number) and password, or use biometric authentication.
From the home screen, tap "Accounts" in the top navigation.
Tap the account (savings/current) you want details for.
Select "Account Overview" or "Account Information."
Scroll to the "Branch Details" section — your IFSC code is listed alongside the branch name and address.

For Kotak 811 digital account holders:

Open the 811 by Kotak app → Profile (top-right avatar) → Account Details.
Because 811 is a zero-balance digital savings account, it is assigned to a specific Kotak virtual branch. The IFSC displayed will be a Kotak Mahindra Bank IFSC code — typically KKBK0000958 for 811 accounts linked to the Mumbai virtual branch, though this can vary.

Other Major Banks — Quick Reference

Bank	App Name	Navigation Path
Bank of Baroda	Baroda M-Connect Plus	Home → Accounts → Account Details → Branch Info
Punjab National Bank	PNB ONE	Home → My Account → Account Summary → Account Details
Canara Bank	Candi	Home → Accounts → Savings/Current → View Account
Union Bank	Union Mobile	Home → My Account → Account Info → Branch Details
IndusInd Bank	IndusMobile	Home → Accounts → Account Detail → Branch Information

The navigation convention is consistent across all major Indian banking apps: Home → Accounts → Select Account → Account Details → Branch Information. Every banking app in India is required under RBI guidelines to make account and branch details accessible to the account holder.

Not Registered for Mobile Banking Yet?

If you have not yet activated internet or mobile banking for your account — or if you need to check the IFSC code for someone else's bank branch to add them as a beneficiary — you do not need to log into anything.

Our lookup tool contains the complete RBI-sourced IFSC database for all 181,000+ bank branches across India. Select the bank, state, district, and branch name to retrieve the verified code instantly.

IFSC Index Free Lookup Tool

1.5 lakh+ branches · Instant results · No sign-up

Select your bank, state, district, and branch to retrieve the exact IFSC code — verified against the RBI's official data.

Search IFSC Code →

Frequently Asked Questions

Will my IFSC code change if I update my home branch?

Yes. If you submit a request to transfer your account from Branch A to Branch B (for example, after relocating to a new city), your account is reassigned to Branch B's IFSC code. Any existing standing instructions or beneficiary registrations that reference your old IFSC will need to be updated. Your bank will notify you when the migration is complete and the new IFSC takes effect.

My YONO app shows two different accounts — do they have the same IFSC?

Not necessarily. If your accounts were opened at different branches — for example, your salary account at an SBI branch in Pune and your PPF account at your original home branch in Bhopal — they will each carry a different IFSC code. Always verify the IFSC by opening the specific account card, not the general profile screen.

The ICICI iMobile Pay app is showing an IFSC that starts with ICIC0 — is this correct?

Yes. ICICI Bank's standard IFSC format begins with ICIC (the 4-character bank code), followed by 0 (the reserved fifth character mandated by RBI), followed by a 6-character branch identifier. A valid ICICI IFSC will always match the pattern ICIC0XXXXXX.

Can I trust the IFSC code shown in my banking app?

Yes — with one caveat. The IFSC displayed in your bank's official app is pulled directly from their core banking system (CBS) and reflects your account's current registered home branch. It is authoritative for that specific account. However, if you are looking up an IFSC for someone else's branch to add them as a beneficiary, always cross-reference with an up-to-date directory to ensure the code has not changed due to a merger.