IFSCIndex

Financial Calculators & Investment Planning Tools for India

Accurate, instant calculators for SIP, EMI, Fixed Deposits, Income Tax, and Retirement Planning. Tailored for Indian investors and taxpayers with zero sign-up.

SIP Calculator

Calculate your Systematic Investment Plan returns and projected corpus over any time horizon.

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Home Loan EMI

Plan your home loan repayment, total interest outgo, and full year-by-year amortization schedule.

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Car Loan EMI

Estimate your monthly car loan instalment and total interest before visiting the showroom.

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GST Calculator

Calculate GST-inclusive and GST-exclusive prices for any Indian slab — 0.25%, 3%, 5%, 12%, 18%, or 28%.

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Lumpsum Calculator

Calculate the future value of a one-time investment with annual compounding and a year-by-year growth table.

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FD Calculator

Compute your Fixed Deposit maturity amount and total interest with standard quarterly compounding.

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Compound Interest

Calculate CI for any frequency — yearly, half-yearly, quarterly, or monthly — and see the compounding effect.

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In-Hand Salary

Calculate your exact monthly take-home salary under the FY 2025-26 New Tax Regime with Section 87A rebate.

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Step-Up SIP

See how annually increasing your SIP amount by a fixed % dramatically supercharges your final corpus.

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SWP Calculator

Calculate how long your mutual fund corpus lasts with monthly withdrawals and see the year-by-year balance.

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RD Calculator

Compute your Recurring Deposit maturity value with quarterly compounding and monthly installment tracking.

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CAGR Calculator

Calculate the compound annual growth rate of your investments.

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Stock Average Calculator

Find your weighted average cost per share, total units and capital deployed across up to 20 purchase tranches.

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Inflation Calculator

Calculate how inflation reduces the purchasing power of your money over time.

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Simple Interest

Calculate simple interest and the total maturity amount for your principal.

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ROI Calculator

Calculate the Return on Investment (ROI) and net profit or loss for any investment.

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Gratuity Calculator

Calculate your gratuity payout based on your last drawn salary and years of service.

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PPF Calculator

Calculate your tax-free Public Provident Fund (PPF) maturity amount and interest earned.

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SSY Calculator

Calculate maturity amount and tax-free returns for your daughter's future under SSY.

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NPS Calculator

Calculate your retirement corpus, tax-free lump sum, and mandatory annuity under NPS.

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EPF Calculator

Calculate returns for your Employee’s Provident Fund (EPF) at retirement.

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Retirement Calculator

Calculate your retirement corpus as the present value of your drawdown, with adjustable retirement age, life expectancy and inflation.

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General EMI Calculator

Calculate Equated Monthly Installments for any generic loan, along with total interest outgo.

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Mutual Fund Returns

Estimate wealth generation for SIP and lumpsum mutual fund investments over your chosen time period.

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Post Office MIS

Check your guaranteed monthly payout and total interest from the Post Office Monthly Income Scheme.

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SCSS Calculator

Calculate quarterly interest payouts and maturity benefits from the Senior Citizens Savings Scheme.

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NSC Calculator

Work out the 5-year maturity value and annually compounded interest on a post office National Savings Certificate.

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HRA Calculator

Work out your exempt and taxable House Rent Allowance under Section 10(13A), with metro 50% and non-metro 40% limits applied.

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Flat vs Reducing Rate

Compare Flat Interest Rate vs Reducing Balance Interest Rate to discover the hidden cost of loans.

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APY Calculator

Check the official Atal Pension Yojana chart and your exact monthly premium for entry ages 18 to 40, across all five pension slabs.

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