IFSCIndex

PPF Calculator

Total Invested

₹22,50,000

Total Interest

₹18,18,209

Maturity Amount

₹40,68,209

Adjust Parameters

₹
₹500₹1,50,000
Yrs
15 Yrs50 Yrs
%
5%12%

Wealth Breakdown

Maturity Amount

₹40,68,209

Invested
Interest

Wealth Accumulation Over Time

Timeline SnapshotYear 1
Amount Invested₹1,50,000
Interest Earned+₹10,650
Total Value₹1,60,650

💡 Hover or tap any bar to explore other years

YEARS
Amount Invested
Interest Earned

Year-by-Year Growth Projection

YearInvested AmountInterest EarnedTotal Balance
1 Year₹1,50,000₹10,650₹1,60,650
2 Years₹1,50,000₹22,056₹3,32,706
3 Years₹1,50,000₹34,272₹5,16,978
4 Years₹1,50,000₹47,355₹7,14,334
5 Years₹1,50,000₹61,368₹9,25,701
6 Years₹1,50,000₹76,375₹11,52,076
7 Years₹1,50,000₹92,447₹13,94,524
8 Years₹1,50,000₹1,09,661₹16,54,185
9 Years₹1,50,000₹1,28,097₹19,32,282
10 Years₹1,50,000₹1,47,842₹22,30,124
11 Years₹1,50,000₹1,68,989₹25,49,113
12 Years₹1,50,000₹1,91,637₹28,90,750
13 Years₹1,50,000₹2,15,893₹32,56,643
14 Years₹1,50,000₹2,41,872₹36,48,515
15 Years₹1,50,000₹2,69,695₹40,68,209

Understanding the Magic of PPF

The Public Provident Fund (PPF) falls under the EEE (Exempt-Exempt-Exempt) tax category. This means your yearly deposits (up to ₹1.5 Lakh) are tax-deductible, the interest earned every year is tax-free, and the entire maturity amount is exempt from taxes. Because it compounds annually over a long 15-year period, PPF is one of the safest and most effective wealth-building tools for conservative investors in India.

Calculate your tax-free Public Provident Fund (PPF) maturity amount and total interest earned over your 15+ year investment period.

PPF Calculator — Frequently Asked Questions

Everything you need to know about investing in the Public Provident Fund.

The Public Provident Fund (PPF) is a popular long-term savings scheme in India backed by the Government of India. It offers attractive interest rates and returns that are completely exempt from tax under Section 80C of the Income Tax Act.

The PPF interest rate is determined by the Central Government every quarter. Currently, it is set at 7.1% per annum, compounded annually.

A PPF account has a mandatory lock-in period of 15 years. Upon maturity, you can either withdraw the full amount or extend the account in blocks of 5 years, with or without making further contributions.

You must deposit a minimum of ₹500 per financial year to keep the account active. The maximum deposit allowed in a financial year to claim tax benefits is ₹1,50,000.

Popular Calculators

Looking for Bank IFSC & Transfer Details?

Need to initiate an NEFT, RTGS, or IMPS transfer for your investments or loan EMIs? Find verified IFSC codes and MICR codes across India.

Browse All 1.5 Lakh+ Bank Branches