ICICI Bank Cms Lower Parel Kamla Mills IFSC Code
ICICI Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Cms Lower Parel Kamla Mills
District
Mumbai
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for ICICI Bank Customers
Free calculators — no login required
ICICI Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
ICICI Bank SIP Calculator
Project wealth from monthly mutual fund investments
ICICI Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
ICICI Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Frequently Asked Questions
About ICICI Bank Cms Lower Parel Kamla Mills, Mumbai
The IFSC code ICIC0000104 (lowercase: icic0000104) belongs to ICICI Bank, specifically the Cms Lower Parel Kamla Mills branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code ICIC0000104 is a zero (0), not the letter 'O'. The correct format is ICIC0000104 (lowercase: icic0000104), and not ICICO000104. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of ICICI Bank Cms Lower Parel Kamla Mills in Mumbai, Maharashtra is ICIC0000104. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
ICICI Bank Cms Lower Parel Kamla Mills is located in Mumbai, Maharashtra. Use the search bar above to find the full branch address.
The MICR code for ICICI Bank Cms Lower Parel Kamla Mills in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code ICIC0000104 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ICIC0000104 by checking: (1) The top-left corner of any ICICI Bank Cms Lower Parel Kamla Mills cheque leaf, (2) The first page of your ICICI Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ICIC0000104
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ICIC0000104
What Each Part Means
- Bank Code — ICIC
- The first 4 characters uniquely identify ICICI Bank at the national level. Every branch of ICICI Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000104
- The final 6 characters 000104 uniquely identify this specific branch within the ICICI Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ICIC | Identifies ICICI Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000104 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
ICICI Bank
Cms Lower Parel Kamla Mills, Mumbai, Maharashtra
Cheque No.
00000104
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ICIC0000104 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.